Fintech companies have changed the process by which we manage banking and finances. It offers a seamless process to users, making traditional banking convenient and streamlined. You do not need to visit a bank to get any financial service, as it is now accessible from wherever you want. Fintech companies use advanced technology to make the process of applying for an instant personal loan quick and efficient.
Today, let’s go through some amazing fintech companies in India letting us manage our finances more easily.
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Top Fintech Companies in India
Upstox
Upstox has managed to be one of the top fintech companies in India and a strong and believable platform for trading in stocks. Upstox focused on offering a comprehensive suite of trading tools. It lets users access the application from mobile with advanced charting features. An individual can even open the account seamlessly.
Benefits
- Leverage the power of advanced charting.
- Convenient trading system accessible from your desktop.
- Hassle-free process of investment.
PhonePey Loan
PhonePey Loan is also one of the best platforms that offer a seamless payment process in India. This ultimate solution offers instant personal loan without the hassle of lengthy paperwork or requiring collateral.
Benefits
- Easily accessible PhonePey App to secure any kind of loan
- Flexible repayment options
- Easy application submission process
Razorpay
Razorpay is another trusted fintech company in India, established in 2014 by Shashank Kumar and Harshil Mathur. It supports small to medium-sized businesses in India and simplifies the online payment process. Also, it introduces a user-friendly payment gateway to help startups integrate payment systems on their websites.
Benefits
- It is about to digitise MSME payments soon.
- It invented an AI-driven product named “Razorpay Thirdwatch” to enhance the security of e-commerce transactions.
- Through Razorpay, businesses are allowed to accept payments by various modes like UPI, net banking, etc.
CRED
CRED, a Bangalore-based fintech company in India, has earned a lot of loyal users in a short span of time. It was founded in 2018 by businessman Kunal Shah and has been taking over everywhere by rewarding users for on-time payment. With CRED, one can pay house rent, credit card bills, etc.
Benefits
- Let users earn rewards with good financial behaviour.
- Exciting travel deals.
- Offers instant credit lines and short-term loans.
Groww
With the aim of making the investment process easier, four Flipkart employees quit their jobs and started venturing. Later, this venture got named “Groww” and came into function in 2017. With Groww, one can ensure the complete investment without any paperwork. Also, it offers the free Demat account opening process. It is the best mode of investment that believes in secure transactions and keeps their investors educated with technical buzz.
Benefits
- Web platforms are user-friendly and convenient to use.
- No hassle of a large paper work process.
- Customer service is available all round the clock.
Zerodha
On August 15, 2010, the Zerodha was launched by Nithin Kamat and Nikhil Kamath. This fintech company came into process with a mission of dismissing all the challenges such as support, high cost, technology, and more.
Benefits
- Zerodha offers “Kite” to offer a seamless and user-friendly interface for investors.
- It tends to add innovative features and technology.
- It focuses on exceeding investors’ knowledge to make them earn more.
Impact Guru
Impact Guru is a well-known fintech platform that was invented in 2014. It facilitates the donation process and helps NGOs, social enterprises, beginners, and any individuals. It has spread legs across 16+ countries and gained success to chenned over Rs 150 crore so far.
Benefits
- Easily accessible for non-governmental organisations, helping them to raise funds for social causes.
- Social enterprises get logical and innovative solutions to resolve social problems.
- The best fundraising experience with advanced technology maximising impact.
EndNote
One can easily apply for instant personal loans as fintech companies are leveraging the best technology. They aim to deliver an efficient, quick, and secure banking experience. The number of mobile apps, user-friendly online platforms, and more has become the best choice to perform any large banking task in a few minutes. So, the above-mentioned top fintech companies are empowering users to ease their financial journey.
