Personal Loan in Kolkata

Urgent Cash Loan in Kolkata

Kolkata is one of the heritage cities in India, located in the west. Living in this city as an outsider is quite tough because Kolkata is a metropolis and is a little bit costlier compared to other metro cities. Getting an urgent cash loan in Kolkata is easy with the help of Phonepeyloan, with the best rates of interest and flexible repayment options. This instant personal loan is completely collateral-free, and the best part of the loan is that there is no need to provide any security to obtain it. It is a fast and easy process to get a loan.

Get the Personal Loan in a Couple of Hours

Instant Personal loan in Kolkata

Applying for an instant personal loan in Kolkata is one of the most beneficial for a loan borrower, especially for those who are looking for instant money to solve all financial crisis. This instant loan in Kolkata is quite easy to access because there is no need to provide any security or mortgage as collateral. The interest rate on this loan is lower compared to other loan options. Apply for an instant personal loan with Phonepeyloan at minimum documents and low interest rates.

Steps to Apply for a Personal Loan in Kolkata

Apply now for a Personal loan and get the best lending experience, especially for your financial requirements for multiple household needs.

Features and Benifits of Personal Loan in Kolkata

Simple and online application

The application process is easy and with the online application, you don’t have to visit the office physically because you can send your documents in an online mode.

Fast Approval and Disbursal

After the documentation and submission of for application form, the loan process is done in a few hours and the amount is disbursed directly.

No hidden fees

All the fees and interest rates are disclosed while approving the amount and therefore we don’t have any hidden fees.

Simple and Easy repayment

Repayment and closing of loan is simple as you can pay the loan amount with UPI/ internet banking which can be accomplished easily.

Eligibility criteria for Personal loan in Kolkata

There are various parameters for ensuring the eligibility criteria which are considered with the Income, credit score, age, employment and many more. let’s ensure your eligibility with all these components.

Factor Eligibility Criteria For Personal Loan
AGE 22 years old minimum and maximum 65
Income The applicant must have a salary of a minimum of 40000 per month.
Nationality Indian
Documents required Aadhar, salary slip, PAN card, rent agreement, bank statement, business record, ITR (for self-employed)

Frequently Asked Questions

  • What is a personal loan in Kolkata?

    The personal loan in Kolkata is one of the best components for instant cash arrangements where anyone with eligibility can apply for a personal loan. After the verification, his loan will be approved and disbursed shortly.

  • How to get a personal loan in Kolkata without documents?

    Getting a personal loan without documents means you don’t have to submit the physical documents. You can send a soft copy while submitting the application form. After the verification in the online mode, you will get the personal loan in Kolkata easily.

  • What are the eligibility criteria for a personal loan in Kolkata?

    The eligibility criteria for a personal loan is based on Age which must be between 21 to 65 years old, the customers must be residents of India with good credit scores and income.

  • Can self-employed apply for a personal loan in Kolkata?

    The self-employed can apply for a personal loan in Kolkata where they must have all the documents and like ITR, business records and other documents like Aadhar, PAN, address proof and all.

  • What is the minimum credit score required for a personal loan in Kolkata?

    The ideal credit score for a personal loan is 750 and we can also consider for lower score, especially when your income is high and you are capable of repaying the personal loan amount.